CAPITAL FUNDINGS #1 LOCAL PRIVATE LENDER BY VOLUME IN CENTRAL FLORIDA, AS RANKED BY FORECASA INC IN 2023
Capital Fundings, #1 Private Lender in Florida with an industry leading 5 Star Google Review Rating

FAQ's

No, all financing is for investment purposes only and cannot be occupied by the borrower.

We require 2 months bank statements, an authorized credit inquiry, corporation documentation and a credit application.

Yes, we will fund renovation costs by placing loan amounts in an escrow account and reimburse the borrower as renovations are completed.

Yes, the minimum is 550. Lower credit scores may increase the loan origination fee.

The term of the loans are 12 months, however, you can pay down or pay off the loan at anytime during the term without penalty.

LTV can range up to 75% of the After Repair Value(ARV) of the property or up to 90% of the purchase price.

No, however, some transactions may require an interior Broker Price Opinion (BPO) or appraisal.

In addition to the interest rate and the loan origination fee we charge $195 loan documentation fee and a $30 wire fee. There is no appraisal, survey, or inspection fee; which can save you up to $1,000 versus some of the competition.

No, only 1st position loans will be made, refinances of existing loans can be done if values meet underwriting guidelines.

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